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Our Services

Empowering businesses and individuals with cutting-edge fintech solutions

BANKING SOLUTION

AEPS Services

Aadhaar Enabled Payment System for secure and convenient banking transactions using biometric authentication. Enable cash withdrawals, balance enquiries, and mini statements with just a fingerprint.

  • Biometric Authentication – Secure transactions using fingerprint verification
  • Cash Withdrawal – Withdraw money without debit cards at authorized centers
  • Balance Enquiry – Check account balance instantly with Aadhaar
  • Mini Statement – Get transaction history on the go
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DIGITAL RECHARGE

Instant Recharges

Instant mobile, DTH, and data card recharges with cashback offers and seamless transaction experience. Never miss a connection with our lightning-fast recharge services.

  • Mobile Prepaid – Recharge any operator instantly with exclusive offers
  • DTH Services – Quick recharges for all DTH providers
  • Data Cards – Instant data card and dongle recharges
  • Cashback Rewards – Earn attractive cashback on every transaction
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B2B PAYMENTS

Vendor Payments

Make secure, instant, and hassle-free vendor payments with Payratna's fast, reliable, and trusted fintech platform. Streamline your business payment workflows effortlessly.

  • Bulk Payments – Pay multiple vendors simultaneously
  • Instant Settlement – Real-time payment processing and confirmation
  • Payment Tracking – Complete visibility and audit trail
  • API Integration – Seamlessly integrate with your ERP/accounting software
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MOBILE ATM

mATM Solutions

Mobile ATM services that bring banking to your doorstep with secure cash withdrawal and deposit facilities. Experience banking convenience anytime, anywhere.

  • Cash Withdrawal – Withdraw cash using any debit card
  • Balance Check – Instant balance enquiry service
  • Mini Statement – Get last 5 transactions instantly
  • Secure Transactions – EMV chip and PIN-based authentication
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CASH MANAGEMENT

CMS Services

Cash Management Solutions for businesses to optimize their cash flow and streamline financial operations. Enhance liquidity management with our enterprise-grade solutions.

  • Cash Collection – Efficient collection from multiple locations
  • Cash Deposit – Doorstep cash pickup and bank deposit services
  • Reconciliation – Automated reconciliation and reporting
  • Real-time Tracking – Monitor cash movement with live updates
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PROPRIETARY SOLUTION

AdharPay

Our proprietary Aadhaar-based payment solution combining security, speed, and simplicity. Experience the next generation of digital payments powered by Aadhaar authentication.

  • Instant Payments – Lightning-fast transaction processing
  • Zero Fraud – Biometric authentication ensures maximum security
  • Universal Access – Works across all banks and payment platforms
  • Merchant Solutions – Complete merchant onboarding and settlement
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Ready to Transform Your Business?

Join thousands of businesses already using Payratna's comprehensive fintech solutions to scale faster and serve better.

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